Startup profile · funding coverage
Mural funding, valuation and investors
Financial infrastructure connecting accounts, payments, identity, and compliance for businesses and agents.
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Funding, valuation & investors
Answer-first snapshotLatest funding
Series A
$15M · October 20, 2026
Latest known valuation
Not publicly disclosed
Total disclosed equity funding
$15M
Excludes debt, grants, acquisitions, secondaries, and IPO proceeds.
Current status
private
series a · New York, New York
Investors in latest funding
Lead: Tether
Other: North Island Ventures , Undisclosed existing investors
Overview
Mural is a New York financial technology company founded in 2022 by Sinclair Toffa and Chris Fernandes. Its infrastructure combines fiat and stablecoin accounts, money movement, identity, permissions, and compliance. It announced a $15M Series A in October 2026 and $28M in total funding. The earlier financings were not individually itemized in that announcement.
Why Mural is interesting
Mural aims to become the financial system of record behind platforms that offer payments and accounts to their users. Its commercial case depends on reliable reconciliation, licensing coverage, customer retention, and net revenue after payment and compliance costs. Agent-authorized transactions add a requirement for enforceable permissions and auditable accountability.
Product & use cases
An API platform for accounts, fiat and stablecoin transfers, conversions, identity, and policy controls. Mural combines software with engineers who help customers launch integrations.
- Embed accounts and cross-border payouts into fintech products.
- Manage authorization, limits, approved counterparties, and transaction audit trails.
Key facts
- Announced $15M Series A led by Tether; total funding disclosed as $28M.
- The company reports $2.1B of processed payment volume since launching its API in 2025; payment volume is not revenue.
Funding history (newest first)
Series A
2026-10-20 $15M- Tether (lead)
- North Island Ventures (participant)
- Undisclosed existing investors (participant)
Investors in our directory
Funds linked from Mural's profile — open a fund page for stage focus and related deal articles.
Competitive landscape
Edge: A unified record spanning account balances, permissions, identity, and payments, supported by embedded implementation engineers.
Mural competes with separate payment providers, account platforms, compliance vendors, and internally assembled infrastructure. Its integration model may improve launch speed, but implementation labor, regulatory dependencies, and payment margins determine scalability.
Industries
Market / IPO context
Editorial / static context — not a live quote.
Related funding articles
Venture Capital Tracker pieces that cover Mural's financing or category context.
FAQs about Mural
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