Startup profile for Morpho: latest funding, latest known valuation, total disclosed funding, investors, status, sources, and why the company is interesting. Part of the Venture Capital Tracker startup directory.

Startup profile · funding coverage

Morpho funding, valuation and investors

Decentralized lending protocol and open credit network for onchain markets.

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Funding, valuation & investors

Answer-first snapshot

Latest funding

Series

$175M · June 2026

Latest known valuation

Not publicly disclosed

Total disclosed equity funding

$243M

Excludes debt, grants, acquisitions, secondaries, and IPO proceeds.

Current status

private

growth · Paris, France

Investors in latest funding

Lead: Paradigm , Andreessen Horowitz Crypto , Ribbit Capital

Sources: latest funding Last verified: 2026-07-25

Overview

Morpho is a decentralized lending protocol that optimizes rates by matching lenders and borrowers onchain, built as a peer-to-peer layer atop existing lending pools like Aave and Compound. Paris-based Morpho Labs develops the protocol. a16z crypto co-led an $18M round in July 2022; Ribbit Capital led $50M in August 2024; a $175M round in June 2026 included Paradigm, a16z crypto, and Ribbit.

Why Morpho is interesting

Paris DeFi lending layer atop Aave/Compound — a16z co-led $18M seed; Ribbit led $50M before $175M round in 2026 as onchain credit scales institutional capital.

Product & use cases

Morpho connects lenders and borrowers peer-to-peer for better rates than base pool lending, while routing liquidity through Aave/Compound for backstop. Morpho Blue is the modular lending primitive for building custom onchain credit markets.

  • Optimized DeFi lending rates for crypto holders
  • Institutional onchain credit via Morpho vaults
  • Custom lending market creation with Morpho Blue

Key facts

  • Seed/A (Jul 2022): $18M co-led by a16z crypto — Morpho blog
  • Strategic (Aug 2024): $50M led by Ribbit — CoinDesk
  • Series (Jun 2026): $175M co-led by Paradigm, a16z, Ribbit — CoinDesk

Funding history (newest first)

Investors in our directory

Funds linked from Morpho's profile — open a fund page for stage focus and related deal articles.

Competitive landscape

Edge: Rate optimization layer atop existing DeFi liquidity — improves on Aave/Compound without rebuilding base infrastructure.

Morpho doesn't replace Aave/Compound — it optimizes rates on top. Institutional DeFi credit is the growth vector (Ribbit, Paradigm rounds). Competes with Maple on institutional lending while maintaining retail rate optimization.

  • Aave adjacent

    Base lending protocol Morpho routes through.

  • Compound adjacent

    Base lending protocol.

  • Maple Finance direct

    Institutional onchain lending.

  • Euler Finance direct

    Permissionless lending protocol.

Notable stories

  • Morpho started as a rate optimizer atop Aave and evolved into Morpho Blue — a modular lending primitive for custom onchain credit markets.

Industries

Crypto & Web3 Fintech

Related funding articles

Venture Capital Tracker pieces that cover Morpho's financing or category context.

FAQs about Morpho

Practical answers founders, operators, and investors typically search for.

Decentralized lending protocol optimizing rates atop Aave/Compound.
a16z (/fund/andreessen-horowitz) co-led seed. Ribbit (/fund/ribbit-capital) led $50M round.
Morpho optimizes rates on top of Aave pools; doesn't replace them.
Modular lending primitive for building custom onchain credit markets.
Paris, France.
$18M + $50M + $175M across public rounds.
Morpho has a governance token; protocol is decentralized.
Similar relationship — Morpho routes through Compound for optimized P2P matching.
DeFi lenders, crypto institutions, and vault curators.
a16z crypto-backed DeFi protocol.

By Venture Capital Tracker

Last updated:

Editorial note: AI tools assisted with research, structure, or drafting. Venture Capital Tracker retains human editorial responsibility for factual accuracy, relevance, and source quality before publication.