Startup profile for Moov: latest funding, latest known valuation, total disclosed funding, investors, status, sources, and why the company is interesting. Part of the Venture Capital Tracker startup directory.

Startup profile · funding coverage

Moov funding, valuation and investors

Open-source financial infrastructure APIs for embedding payments and money movement.

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Funding, valuation & investors

Answer-first snapshot

Latest funding

Series B

$45M · 2023

Latest known valuation

Not publicly disclosed

Total disclosed equity funding

$78M

Excludes debt, grants, acquisitions, secondaries, and IPO proceeds.

Current status

private

series b · Waukee, IA

Investors in latest funding

Lead: Commerce Ventures

Other: Andreessen Horowitz

Sources: latest funding Last verified: 2026-07-25

Overview

Moov provides open-source APIs and cloud infrastructure for embedding payments, ACH transfers, account verification, and money movement into software products. Founded by alumni of Jack Henry's Banno digital banking unit, Moov raised a $27M Series A led by a16z in December 2020 and a $45M Series B in 2023 led by Commerce Ventures.

Why Moov is interesting

Ex-Banno founders open-sourced banking primitives — a16z led $27M Series A as Moov became embedded-fintech plumbing for ACH, cards, and account verification.

Product & use cases

Moov offers developer-first payment rails — ACH, card processing, identity verification, and ledgering — as embeddable APIs with open-source components. Fintechs and platforms integrate Moov instead of building direct bank connectivity.

  • Embedded ACH and payment processing in fintech apps
  • Account verification and bank linking
  • Money movement infrastructure for platforms

Key facts

  • Series A (Dec 2020): $27M led by a16z — a16z announcement
  • Series B (2023): $45M led by Commerce Ventures
  • Founded by ex-Banno (Jack Henry) team

Funding history (newest first)

Investors in our directory

Funds linked from Moov's profile — open a fund page for stage focus and related deal articles.

Competitive landscape

Edge: Open-source core with cloud-hosted compliance — developer trust from transparent code plus regulated money transmission licenses.

Embedded payments is Stripe's domain but Moov differentiates on open-source transparency and ACH depth. Competes with Dwolla on bank rails; Stripe on developer mindshare. Banno founder pedigree signals banking compliance expertise.

  • Stripe incumbent

    Dominant payments API; less open-source.

  • Plaid adjacent

    Account linking; different layer.

  • Modern Treasury adjacent

    Payment operations for enterprises.

  • Dwolla direct

    ACH payment API specialist.

Notable stories

  • Moov's founders built Banno, a digital banking platform acquired by Jack Henry — they open-sourced payment primitives to give developers banking-grade infrastructure.

Industries

Fintech Enterprise SaaS Developer Tools

Related funding articles

Venture Capital Tracker pieces that cover Moov's financing or category context.

FAQs about Moov

Practical answers founders, operators, and investors typically search for.

Open-source financial APIs for payments, ACH, and money movement.
a16z (/fund/andreessen-horowitz) led $27M Series A. Bain (/fund/bain-capital-ventures) led seed and participated in A.
Stripe is closed-source dominant player. Moov emphasizes open-source and ACH depth.
Yes — core components are open-source with cloud-hosted compliance layer.
December 2020 — $27M led by a16z.
Alumni of Banno digital banking platform (Jack Henry).
Integrating payment and banking rails directly into software products via API.
Not publicly disclosed.
Both offer ACH APIs; Moov adds open-source model and broader money movement.
a16z-backed fintech infrastructure.

By Venture Capital Tracker

Last updated:

Editorial note: AI tools assisted with research, structure, or drafting. Venture Capital Tracker retains human editorial responsibility for factual accuracy, relevance, and source quality before publication.