Startup profile · funding coverage
ID Finance funding, valuation and investors
Consumer-finance group behind Plazo, combining financial technology and credit products.
Keep track of ID Finance
Save this profile to your VCT watchlist for a quick return.
Funding, valuation & investors
Answer-first snapshotLatest funding
Not publicly disclosed
Latest known valuation
Not publicly disclosed
Total disclosed equity funding
Not publicly disclosed
Excludes debt, grants, acquisitions, secondaries, and IPO proceeds.
Current status
private
Stage not recorded · Barcelona, Spain
Overview
ID Finance is a Barcelona-based consumer-finance group. It announced €545M of combined equity and debt financing on October 13, 2026 to expand Plazo; the split, valuation and formal equity stage were not disclosed.
Why ID Finance is interesting
A large financing package combines corporate capital with asset-based funding. Investment analysis should separate equity from lending capacity and track funding costs, credit losses and risk-adjusted growth.
Product & use cases
Plazo is the group’s consumer-finance platform. Turrón by Plazo combines an e-money account, debit card and BNPL functionality. Plazo is a product here, not a separately asserted funded legal entity.
Funding history (newest first)
Mixed equity and debt — formal equity stage undisclosed
2026-10-13 €545 million combined- Spice Expeditions (participant)
- WashU (participant)
- Kingsway Capital (participant)
- i80 Group (participant)
Source: https://idfinance.com/news/id-finance-secures-eur-545-million-from-international-investors/
Investors in our directory
Funds linked from ID Finance's profile — open a fund page for stage focus and related deal articles.
Competitive landscape
Fintech product distribution and credit origination are different execution challenges. Portfolio growth should be assessed alongside underwriting, servicing, collections and facility terms, rather than treated as software growth alone.
Industries
Market / IPO context
Editorial / static context — not a live quote.
Related funding articles
Venture Capital Tracker pieces that cover ID Finance's financing or category context.
FAQs about ID Finance
Practical answers founders, operators, and investors typically search for.
Last updated:
Editorial note: AI tools assisted with research, structure, or drafting. Venture Capital Tracker retains human editorial responsibility for factual accuracy, relevance, and source quality before publication.