Startup profile · funding coverage
Earnin
Earned wage access app letting workers cash out paychecks early without mandatory fees or loans.
Stage
growth
Status
private
Coverage
full
Why Earnin is interesting
a16z led prior rounds; Coatue, Ribbit, and Spark joined the $125M Series C — a fintech OG syndicate for the payroll-advance category.
Key facts
- Series C (Dec 2018): $125M from DST Global, a16z, Coatue, Ribbit, Spark Capital (TechCrunch)
- Earned-wage access app with 3M+ members pre-IPO scale (company press)
Investors in our directory
Funds linked from Earnin's profile — open a fund page for stage focus and related deal articles.
Industries
Fintech Consumer
Industry hub pages are rolling out from our fund-derived baseline taxonomy.
FAQs about Earnin
Funding context and why this company shows up in venture coverage.
Earnin lets hourly and salaried workers access wages they've already earned before their official payday — using bank account verification instead of employer payroll integration in many cases.
Andreessen Horowitz (/fund/andreessen-horowitz) backed early rounds. Coatue (/fund/coatue), Ribbit Capital (/fund/ribbit-capital), and Spark Capital (/fund/spark-capital) joined the $125M Series C in December 2018 alongside DST Global.
Earnin raised $125M in a Series C in December 2018. It has scaled to millions of members and remains private.
Earnin pioneered earned wage access for gig and hourly workers — a category that reshaped payroll timing and drew regulatory scrutiny over whether advances constitute lending.
No. Earnin is privately held as of July 2026.
Last updated: 2026-07-24