Startup profile · funding coverage
Branch International funding, valuation and investors
Mobile-first lending and financial services for emerging markets (Branch.co).
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Funding, valuation & investors
Answer-first snapshotLatest funding
Series C
$170M · April 2019
Latest known valuation
Not publicly disclosed
Total disclosed equity funding
$179M
Excludes debt, grants, acquisitions, secondaries, and IPO proceeds.
Current status
private
growth · San Francisco, California
Overview
Branch International (Branch.co) offers smartphone-based lending and financial services in emerging markets, using mobile data for credit underwriting across Africa and India.
Why Branch International is interesting
Kiva-founder team scaling smartphone-underwritten credit across Africa and India — a16z-led A before Visa-backed Series C.
Product & use cases
Mobile-first personal loans in Kenya, Nigeria, Tanzania, India — underwriting via smartphone signals instead of credit bureaus.
- Instant personal loans via mobile app
- Financial services for underbanked populations
- Smartphone-data credit scoring in emerging markets
Key facts
- Series A (Mar 2016): $9.2M led by a16z for Kenya mobile lending (TechCrunch)
- Series C (Apr 2019): $170M led by Foundation Capital and Visa; a16z re-upped (Nasdaq PR)
- Co-investors not in VCT directory: Foundation Capital, Visa Ventures, Formation 8, Trinity Ventures
- Source: https://a16z.com/announcement/branch/
Funding history (newest first)
Series C
2019-04 $170M- Foundation Capital (lead)
- Andreessen Horowitz (participant)
Investors in our directory
Funds linked from Branch International's profile — open a fund page for stage focus and related deal articles.
Competitive landscape
Edge: Kiva-founder team scaling smartphone-underwritten credit across Africa and India — a16z-led A before Visa-backed Series C.
Emerging market mobile lending faces regulatory and default cycle risks. Kiva-founder team and Visa-backed Series C validated the model.
-
Tala direct
Mobile lending in similar markets.
-
FairMoney direct
Digital lending across Africa.
-
M-Pesa incumbent
Dominant mobile money rail in Kenya.
Notable stories
- Founded by Kiva.org alumni.
- Visa participated in $170M Series C.
- Not to be confused with Branch.io deep linking.
Industries
Related funding articles
Venture Capital Tracker pieces that cover Branch International's financing or category context.
FAQs about Branch International
Practical answers founders, operators, and investors typically search for.
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