# Matters

> Stockholm fintech developing subscription-based consumer banking and AI personal-finance guidance.

## Why it is interesting

The proposed model charges a flat monthly fee and returns transaction-related revenues through cashback. The investment case depends on customer retention, a successful product launch and the licences required for its banking ambitions.

## Profile

- **Latest funding:** Pre-seed — $5M (October 15, 2026)
- **Latest known valuation:** Not publicly disclosed
- **Total disclosed equity funding:** $5M
- **Stage:** pre-seed
- **Status:** private
- **Industries:** ai-ml, fintech
- **Coverage:** full
- **Last updated:** 2026-10-17
- **Latest funding investors:** Jakob Johansson, Knut Frängsmyr, Douglas Stark, Johan Bladh, Patrik Tran, Per Widerstrom

## Key facts

- $5M pre-seed announced October 15, 2026; valuation and legal closing date undisclosed.
- Founder and CEO: Per Österström; chair: Lars-Åke Norling.
- Funding supports licence applications, EU expansion, hiring, user acquisition and possible strategic acquisitions.

## Funding history

- Pre-seed · $5M · October 15, 2026
  Source: https://matters.inc/press/matters-raises-5m-pre-seed/

## Related articles

- https://venturecapitaltracker.com/matters-5m-pre-seed-ai-consumer-banking

**By:** [Venture Capital Tracker](https://venturecapitaltracker.com/editorial-policy)
**Last updated:** October 17, 2026

**Editorial note:** AI tools assisted with research, structure, or drafting. Venture Capital Tracker retains human editorial responsibility for factual accuracy, relevance, and source quality before publication.

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Source: https://venturecapitaltracker.com/startup/matters