# Atome Financial

> SEA digital lender (BNPL, cash loans, cards) — Grab agreed to buy 60% for $1.49 billion cash; close targeted Q3 2027, not completed.

## Why it is interesting

September 15, 2026 company announcement: Grab will pay $1.49 billion cash for 60% of Atome Financial (Neuroncredit Pte. Ltd.), including $0.26 billion of primary growth capital. The platform claims 25 million cumulative transacted users and a $1 billion gross loan portfolio (unaudited, six months ended June 30, 2026). Advance Intelligence Group backers named: SoftBank Vision Fund 2, Warburg Pincus, Ares, EDBI —

## Profile

- **Latest funding:** Not publicly disclosed
- **Latest known valuation:** Not publicly disclosed
- **Total disclosed equity funding:** Not publicly disclosed
- **Stage:** other
- **Status:** private
- **Industries:** N/A
- **Coverage:** full
- **Last updated:** 2026-09-16

## Key facts

- Sep 15, 2026: Grab agreed to buy 60% for $1.49B cash — not closed (Grab release)
- Company: 25 million cumulative transacted users; $1B gross loan book is unaudited H1 2026
- AIG backers named: SoftBank Vision Fund 2, Warburg Pincus, Ares, EDBI —
- Phase 2 remaining 40% uses a formula with $2.0B floor / $4.5B cap

## Related articles

- https://venturecapitaltracker.com/2026-grab-atome-1-49b-majority-stake
- https://venturecapitaltracker.com/2026-september-15-16-investment-news-grab-pulley-jack-jill
- https://venturecapitaltracker.com/2026-september-vc-news

**By:** [Venture Capital Tracker](https://venturecapitaltracker.com/editorial-policy)
**Last updated:** September 16, 2026

**Editorial note:** AI tools assisted with research, structure, or drafting. Venture Capital Tracker retains human editorial responsibility for factual accuracy, relevance, and source quality before publication.

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Source: https://venturecapitaltracker.com/startup/atome-financial